TY - JOUR
T1 - The impact of sectoral financing to NPF of BPRS in Indonesia from January 2012-August 2018
AU - Filianti, Dian
AU - Rusmita, Sylva Alif
AU - Indrawan, Imam Wahyudi
N1 - Publisher Copyright:
© 2020, Primrose Hall Publishing Group.
PY - 2020
Y1 - 2020
N2 - This study aims to analyse the effect of financing in the economic sector on Non-Performing Financing (NPF) in the Islamic Rural Bank (BPRS) in Indonesia in the period January 2012 - August 2018. Using quantitative methods, the data used in this study originated from Indonesia's Financial Services Authority's (OJK) official website. The research was tested using multiple linear regression analysis with a significance level of 0.05. Partially, the results of the study show that the financing variables in the economic sector of agriculture, forestry, and agricultural facilities; trade, restaurants and hotels have a significant negative effect on NPF. Meanwhile, the financing of the economic sector on the business services does not affect NPF. Simultaneously, all of the independent variables have a significant effect on NPF.
AB - This study aims to analyse the effect of financing in the economic sector on Non-Performing Financing (NPF) in the Islamic Rural Bank (BPRS) in Indonesia in the period January 2012 - August 2018. Using quantitative methods, the data used in this study originated from Indonesia's Financial Services Authority's (OJK) official website. The research was tested using multiple linear regression analysis with a significance level of 0.05. Partially, the results of the study show that the financing variables in the economic sector of agriculture, forestry, and agricultural facilities; trade, restaurants and hotels have a significant negative effect on NPF. Meanwhile, the financing of the economic sector on the business services does not affect NPF. Simultaneously, all of the independent variables have a significant effect on NPF.
KW - BPRS
KW - Financing economic sector
KW - NPF
UR - http://www.scopus.com/inward/record.url?scp=85079819257&partnerID=8YFLogxK
M3 - Article
AN - SCOPUS:85079819257
SN - 2201-1315
VL - 10
SP - 277
EP - 287
JO - International Journal of Innovation, Creativity and Change
JF - International Journal of Innovation, Creativity and Change
IS - 12
ER -